FINANCIAL SERVICES

AI can transform your financial operations.
If you can trust it.

Trade-fail resolution, client onboarding and KYC, transaction reporting: the work is high-volume, zero-tolerance, and answerable to a regulator.

Kaya executes every approved process the same way every time, fully documented and ready to show exactly what happened and why. 

Kaya is the Governed AI Execution Platform for business-critical processes.

Reasoning designs the plan. Determinism runs the work.

Financial Services iFlows

Production-ready AI for the operations that matter most.

Kaya Intelligence Flows (iFlows) are purpose-built AI solutions for business-critical financial services operations. By separating reasoning from execution, each iFlow delivers approved, dependable outcomes with embedded governance, complete auditability, and repeatable execution. 

01
POST-TRADE

Trade-Fail Resolution

Every unresolved break is a penalty, a funding cost, and a counterparty conversation.

Kaya resolves recurring trade fails instantly using approved execution plans tailored to each break type, counterparty, and asset class. When new scenarios arise, they are routed to your operations team for review and approval before becoming part of future execution. 

70%
REDUCTION IN TRADE-FAIL COSTS

A global financial-services firm running trade fail resolutions powered by the Kaya platform, with early results showing a 70% reduction in costs associated with fines and fees on failed trades.

Designed around the same break taxonomy your settlement teams already work in.

02
CLIENT LIFECYCLE

KYC & Client Due Diligence

Every file must clear the same bar and prove that it did.

Kaya creates a Deterministic Execution Plan (DEP) for each client type and risk tier, ensuring approved policies are applied consistently. New risk indicators are reviewed before becoming part of future execution, and every decision is recorded with the policy that produced it. 

The same bar for the first file of the day and the ten-thousandth.

03
REG OPS

Regulatory Reporting

A reporting breach isn’t an error. It’s a disclosure.

A Deterministic Execution Plan (DEP) maps execution to EMIR, MiFIR, CFTC, and other reporting requirements. When regulations change, Kaya updates only the affected logic, routes it for approval, and applies the revised plan consistently to every subsequent report. 

Approve the change once. Apply it everywhere.

Trade fails, KYC, and regulatory reporting are only the beginning. Kaya’s platform enables iFlows for any business-critical process where consistency, governance, and auditability matter. From onboarding and reconciliations to settlements and corporate actions.

How It Holds Up

Reasoning designs the plan. Determinism runs the work.

Most AI agents decide how to perform work every time a transaction runs. That makes outcomes hard to predict, explain, and control. Kaya reasons upfront to create an approved execution plan, then follows that plan consistently until there’s a reason to change it. 

Design the plan upfront

AI analyzes the process and proposes the best way to execute it. Your experts review and approve the plan before it goes into production.

Execute deterministically

Every matching transaction follows the approved plan. No re-deciding. No variation. The same approved inputs produce the same approved outcomes.

Adapt only when something changes

When regulations, policies, or business conditions change. AI proposes an updated execution plan. After review and approval, the new plan becomes the production standard.

Kaya Governed AI Execution Platform — the iFlow cycle: Learn, Signal, Context, Policy, Decision, Action

How intelligence moves through a governed iFlow.

EVERY RUN LEAVES A CHAIN OF CUSTODY
Approved Plan

version & fingerprint

Inputs

the data received

Policies

enforced 

Approvals

who approved, and when

Execution

every step taken

Outcome

what was produced

An immutable operational record, created during execution, not reconstructed after. The same defensible evidence trail whether you’re resolving trade fails, onboarding clients, or filing regulatory reports. 

Built For

Built for the people accountable for the outcome.

COO · HEADS OF OPS & SETTLEMENT

Operations

Reduce operating cost without increasing operational risk.

Approved execution, consistently applied at any volume. 

New scenarios become approved improvements, not manual workarounds.

Scale operations without scaling headcount. 

CRO · COMPLIANCE · INTERNAL AUDIT

Risk & Compliance

Trust every AI-driven outcome.

Every decision explainable and auditable.

Policy is enforced during execution, not checked afterward.

Produce regulator-ready record for any transaction, on demand.

CIO · PLATFORM & DATA LEADERS

Technology

Deploy AI without creating another platform problem.

Predictable AI operating costs as usage scales.

Integrates with your existing models, data infrastructure and enterprise systems.

One governed execution platform across use cases.

Before You're Asked

The questions your risk committee will ask.

Any AI initiative that touches regulated work will face these five. Kaya was built so the answers hold.

1

Where does our data go?

You decide. Kaya runs in your cloud or in an isolated customer deployment, with data access and policies enforced during execution on every transaction. 

2

Is this a “model” under our MRM policy?

No. Kaya is an execution platform, not a foundation model. It works with our approved AI models while supporting your existing model governance. 

3

Who is accountable when it’s wrong?

A named business owner. Every approved plan, policy, and human intervention is recorded, making accountability explicit rather than delegated to AI. 

4

How do we reconstruct a decision?

Every transaction creates its own evidence trail. The plan, inputs, policies, approvals, actions, and outcome are recorded during execution, not reconstructed afterward. 

5

What happens when the model updates?

Nothing changes until you approve it. Updated models follow the same governed review and approval process before entering production. 

Every question here has a complete answer in our FAQ, written for the people who will ask it.

Enterprise Trust

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ISO 27001

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HIPAA

Put AI to work where it matters most.

See how Kaya enables financial institutions to deploy AI into business-critical operations with repeatable execution, embedded governance, and complete auditability. 

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